Monthly Archives: March 2011

How To Create A Bond Or GIC Ladder

Because they are subject to interest rate risk, laddering (or having a variety of maturities) a bond or GIC portfolio reduces the impact of interest rate fluctuations.

RRSP or Mortgage: What To Do With Your Tax Refund?

The debate that always comes up around this time of year is whether to use your tax refund to top up your RRSP or to pay down your mortgage.